{"id":127,"date":"2026-06-25T07:50:25","date_gmt":"2026-06-25T07:50:25","guid":{"rendered":"https:\/\/finency.com\/ja\/japan-post-bank-education-loan-review\/"},"modified":"2026-06-25T07:50:25","modified_gmt":"2026-06-25T07:50:25","slug":"japan-post-bank-education-loan-review","status":"publish","type":"post","link":"https:\/\/finency.com\/ja\/japan-post-bank-education-loan-review\/","title":{"rendered":"\u3086\u3046\u3061\u3087\u9280\u884c \u6559\u80b2\u30ed\u30fc\u30f3\uff1a\u53e3\u30b3\u30df\u30fb\u8a55\u5224 2026"},"content":{"rendered":"<p>\u5168\u56fd\u3069\u3053\u306b\u3067\u3082\u7a93\u53e3\u3068ATM\u304c\u3042\u308b\u3086\u3046\u3061\u3087\u9280\u884c\u3002\u300c\u6559\u80b2\u8cc7\u91d1\u3082\u3086\u3046\u3061\u3087\u3067\u501f\u308a\u3089\u308c\u306a\u3044\u304b\u300d\u3068\u8003\u3048\u308b\u4eba\u306f\u591a\u3044\u306f\u305a\u3067\u3059\u3002\u3057\u304b\u3057\u7d50\u8ad6\u304b\u3089\u8a00\u3046\u3068\u3001<strong>\u3086\u3046\u3061\u3087\u9280\u884c\u306e\u6559\u80b2\u30ed\u30fc\u30f3<\/strong>\u306f\u3001\u81ea\u793e\u5546\u54c1\u3068\u3057\u3066\u306f\u63d0\u4f9b\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002\u304b\u3064\u3066\u3086\u3046\u3061\u3087\u9280\u884c\u306f\u30b9\u30eb\u30ac\u9280\u884c\u3068\u63d0\u643a\u3057\u300c\u6559\u80b2\u30d7\u30e9\u30f3\u300d\u3092\u4ee3\u7406\u8ca9\u58f2\u3057\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u3053\u306e\u63d0\u643a\u306f2019\u5e746\u6708\u672b\u3067\u89e3\u6d88\u3055\u308c\u3001\u65b0\u898f\u53d7\u4ed8\u306f\u7d42\u4e86\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u308c\u3067\u3082\u3086\u3046\u3061\u3087\u306e\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3092\u6d3b\u304b\u3057\u305f\u8fd4\u6e08\u306e\u3057\u3084\u3059\u3055\u306a\u3069\u3001\u77e5\u3063\u3066\u304a\u304f\u4fa1\u5024\u306e\u3042\u308b\u30dd\u30a4\u30f3\u30c8\u306f\u6b8b\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u672c\u30ec\u30d3\u30e5\u30fc\u3067\u306f\u3001\u3086\u3046\u3061\u3087\u9280\u884c\u306e\u6559\u80b2\u30ed\u30fc\u30f3\u306e\u73fe\u72b6\u3092\u6b63\u78ba\u306b\u6574\u7406\u3057\u3001\u3086\u3046\u3061\u3087\u5229\u7528\u8005\u304c\u5b9f\u969b\u306b\u53d6\u308c\u308b\u6559\u80b2\u8cc7\u91d1\u306e\u8abf\u9054\u624b\u6bb5\u3092\u4e2d\u7acb\u7684\u306b\u8a55\u4fa1\u3057\u307e\u3059\u3002<\/p>\n<div class=\"fp-rating\"><span class=\"fp-stars\" style=\"--rating: 3.8;\" aria-label=\"3.8\/5\"><\/span><span class=\"fp-rating-value\">3.8 \/ 5<\/span><\/div>\n<h2>\u3072\u3068\u76ee\u3067\u308f\u304b\u308b \u3086\u3046\u3061\u3087\u306e\u6559\u80b2\u8cc7\u91d1\u5bfe\u5fdc<\/h2>\n<table class=\"fp-table\">\n<tbody>\n<tr>\n<th>\u81ea\u793e\u306e\u6559\u80b2\u30ed\u30fc\u30f3<\/th>\n<td>\u306a\u3057\uff08\u63d0\u643a\u5546\u54c1\u30822019\u5e746\u6708\u306b\u65b0\u898f\u53d7\u4ed8\u7d42\u4e86\uff09<\/td>\n<\/tr>\n<tr>\n<th>\u904e\u53bb\u306e\u63d0\u643a\u5546\u54c1<\/th>\n<td>\u30b9\u30eb\u30ac\u9280\u884c\u300c\u6559\u80b2\u30d7\u30e9\u30f3\u300d\u3092\u4ee3\u7406\u8ca9\u58f2\u3057\u3066\u3044\u305f<\/td>\n<\/tr>\n<tr>\n<th>\u73fe\u5728\u306e\u4ee3\u66ff\uff08\u63d0\u643a\u5148\uff09<\/th>\n<td>\u30b9\u30eb\u30ac\u9280\u884c\u306e\u6559\u80b2\u30ed\u30fc\u30f3\uff1a\u9650\u5ea6\u984d \u6700\u9ad81,000\u4e07\u5186\u30af\u30e9\u30b9<\/td>\n<\/tr>\n<tr>\n<th>\u3086\u3046\u3061\u3087\u306e\u5f37\u307f<\/th>\n<td>\u5168\u56fd\u306e\u3086\u3046\u3061\u3087\u30fb\u30b3\u30f3\u30d3\u30cbATM\u3067\u8fd4\u6e08\u3067\u304d\u308b\u5229\u4fbf\u6027<\/td>\n<\/tr>\n<tr>\n<th>\u8cc7\u91d1\u4f7f\u9014\u306e\u76ee\u5b89<\/th>\n<td>\u5165\u5b66\u91d1\u30fb\u6388\u696d\u6599\u30fb\u5728\u5b66\u8cbb\u7528\u30fb\u7559\u5b66\u8cbb\u7528\u306a\u3069<\/td>\n<\/tr>\n<tr>\n<th>\u5411\u3044\u3066\u3044\u308b\u4eba<\/th>\n<td>\u8fd1\u304f\u306b\u90fd\u5e02\u9280\u884c\u304c\u306a\u304f\u3001ATM\u306e\u591a\u3055\u3092\u91cd\u8996\u3059\u308b\u5bb6\u5ead<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u3086\u3046\u3061\u3087\u9280\u884c\u306b\u300c\u6559\u80b2\u30ed\u30fc\u30f3\u300d\u304c\u306a\u3044\u7406\u7531<\/h2>\n<p>\u3086\u3046\u3061\u3087\u9280\u884c\u306f\u3001\u3082\u3068\u3082\u3068\u500b\u4eba\u5411\u3051\u306e\u8cb8\u4ed8\u3092\u81ea\u793e\u3067\u5e45\u5e83\u304f\u624b\u639b\u3051\u308b\u5f62\u614b\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u304b\u3064\u3066\u306f\u6559\u80b2\u7a4d\u7acb\u90f5\u4fbf\u8caf\u91d1\u3084\u3001\u30b9\u30eb\u30ac\u9280\u884c\u3068\u63d0\u643a\u3057\u305f\u30d5\u30ea\u30fc\u30ed\u30fc\u30f3\u300c\u5922\u822a\u8def\uff08\u6559\u80b2\u30d7\u30e9\u30f3\uff09\u300d\u3067\u6559\u80b2\u8cc7\u91d1\u30cb\u30fc\u30ba\u306b\u5fdc\u3048\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u6559\u80b2\u7a4d\u7acb\u306f2007\u5e74\u306b\u65b0\u898f\u53d7\u4ed8\u3092\u505c\u6b62\u3001\u30b9\u30eb\u30ac\u9280\u884c\u3068\u306e\u63d0\u643a\u30822019\u5e746\u670828\u65e5\u3067\u89e3\u6d88\u3055\u308c\u307e\u3057\u305f\u3002\u305d\u306e\u305f\u30812026\u5e74\u6642\u70b9\u3067\u300c\u3086\u3046\u3061\u3087\u9280\u884c\u306e\u6559\u80b2\u30ed\u30fc\u30f3\u300d\u3068\u3044\u3046\u72ec\u81ea\u5546\u54c1\u306f\u5b58\u5728\u3057\u307e\u305b\u3093\u3002\u30cd\u30c3\u30c8\u3067\u898b\u304b\u3051\u308b\u65e7\u60c5\u5831\u306b\u60d1\u308f\u3055\u308c\u306a\u3044\u3088\u3046\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<h2>\u73fe\u5b9f\u7684\u306a\u4ee3\u66ff\u624b\u6bb5<\/h2>\n<h3>\u30b9\u30eb\u30ac\u9280\u884c\u306e\u6559\u80b2\u30ed\u30fc\u30f3<\/h3>\n<p>\u63d0\u643a\u306f\u7d42\u4e86\u3057\u307e\u3057\u305f\u304c\u3001\u30b9\u30eb\u30ac\u9280\u884c\u306f\u73fe\u5728\u3082\u72ec\u81ea\u306b\u6559\u80b2\u30ed\u30fc\u30f3\u3092\u63d0\u4f9b\u3057\u3066\u304a\u308a\u3001\u3086\u3046\u3061\u3087\u9280\u884c\u3084\u30b3\u30f3\u30d3\u30cb\u306eATM\u304b\u3089\u8fd4\u6e08\u3067\u304d\u308b\u5229\u4fbf\u6027\u306f\u5065\u5728\u3067\u3059\u3002\u5728\u5b66\u4e2d\u306f\u5143\u91d1\u3092\u636e\u3048\u7f6e\u304d\u5229\u606f\u306e\u307f\u3092\u652f\u6255\u3046\u300c\u5143\u91d1\u636e\u7f6e\u578b\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff08\u6559\u80b2\u30d7\u30e9\u30f3\uff09\u300d\u306a\u3069\u3001\u5bb6\u8a08\u8ca0\u62c5\u3092\u306a\u3089\u3057\u3084\u3059\u3044\u8a2d\u8a08\u304c\u7528\u610f\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u91d1\u5229\u306f\u5e02\u5834\u91d1\u5229\u9023\u52d5\u3067\u898b\u76f4\u3055\u308c\u308b\u305f\u3081\u30012026\u5e74\u306e\u6c34\u6e96\u306f\u7533\u8fbc\u6642\u306b\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>\u56fd\u306e\u6559\u80b2\u30ed\u30fc\u30f3\u30fb\u5968\u5b66\u91d1<\/h3>\n<p>\u91d1\u5229\u3068\u5b89\u5fc3\u611f\u3067\u9078\u3076\u306a\u3089\u3001\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab\u306e\u300c\u56fd\u306e\u6559\u80b2\u30ed\u30fc\u30f3\u300d\uff08\u56fa\u5b9a\u91d1\u5229\u30fb\u6700\u9ad8350\u4e07\u5186\uff09\u3084\u3001JASSO\u306e\u5968\u5b66\u91d1\u304c\u6709\u529b\u3067\u3059\u3002\u3068\u304f\u306b\u4e16\u5e2f\u5e74\u53ce\u306b\u4e0a\u9650\u306e\u3042\u308b\u5bb6\u5ead\u3084\u3001\u7121\u5229\u5b50\u30fb\u4f4e\u5229\u3092\u512a\u5148\u3057\u305f\u3044\u4eba\u306b\u306f\u3001\u6c11\u9593\u30ed\u30fc\u30f3\u3088\u308a\u5148\u306b\u691c\u8a0e\u3059\u308b\u4fa1\u5024\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<div class=\"fp-callout fp-callout--warning\">\n<div><strong>\u8981\u6ce8\u610f\uff1a<\/strong>\u300c\u3086\u3046\u3061\u3087\u3067\u6559\u80b2\u30ed\u30fc\u30f3\u304c\u501f\u308a\u3089\u308c\u308b\u300d\u3068\u7d39\u4ecb\u3059\u308b\u60c5\u5831\u306e\u591a\u304f\u306f\u30012019\u5e74\u306b\u7d42\u4e86\u3057\u305f\u30b9\u30eb\u30ac\u63d0\u643a\u6642\u4ee3\u306e\u53e4\u3044\u5185\u5bb9\u3067\u3059\u3002\u73fe\u5728\u306f\u81ea\u793e\u5546\u54c1\u304c\u306a\u3044\u305f\u3081\u3001\u7533\u8fbc\u5148\u306f\u30b9\u30eb\u30ac\u9280\u884c\u3084\u56fd\u306e\u5236\u5ea6\u306a\u3069\u3001\u5b9f\u969b\u306b\u53d7\u4ed8\u4e2d\u306e\u7a93\u53e3\u3092\u9078\u3093\u3067\u304f\u3060\u3055\u3044\u3002<\/div>\n<\/div>\n<h2>\u3086\u3046\u3061\u3087\u3092\u4f7f\u3046\u30e1\u30ea\u30c3\u30c8\u306f\u300c\u8fd4\u6e08\u306e\u5229\u4fbf\u6027\u300d<\/h2>\n<p>\u3086\u3046\u3061\u3087\u9280\u884c\u3092\u6559\u80b2\u8cc7\u91d1\u3068\u7d50\u3073\u3064\u3051\u308b\u6700\u5927\u306e\u4fa1\u5024\u306f\u3001\u501f\u5165\u305d\u306e\u3082\u306e\u3088\u308a\u8fd4\u6e08\u30a4\u30f3\u30d5\u30e9\u306b\u3042\u308a\u307e\u3059\u3002\u5168\u56fd2\u4e07\u53f0\u8d85\u306e\u3086\u3046\u3061\u3087ATM\u3084\u30b3\u30f3\u30d3\u30cbATM\u3067\u5165\u51fa\u91d1\u3067\u304d\u3001\u5730\u65b9\u5728\u4f4f\u3067\u3082\u7a93\u53e3\u3078\u306e\u30a2\u30af\u30bb\u30b9\u306b\u56f0\u308a\u307e\u305b\u3093\u3002\u6559\u80b2\u8cbb\u306e\u5f15\u843d\u53e3\u5ea7\u3068\u3057\u3066\u3086\u3046\u3061\u3087\u3092\u4f7f\u3044\u3001\u501f\u5165\u306f\u30b9\u30eb\u30ac\u3084\u56fd\u306e\u5236\u5ea6\u3067\u884c\u3046\u2015\u2015\u3068\u3044\u3046\u7d44\u307f\u5408\u308f\u305b\u304c\u3001\u3086\u3046\u3061\u3087\u5229\u7528\u8005\u306b\u306f\u73fe\u5b9f\u7684\u3067\u3059\u3002<\/p>\n<h2>\u30e1\u30ea\u30c3\u30c8\u3068\u30c7\u30e1\u30ea\u30c3\u30c8<\/h2>\n<div class=\"fp-procons\">\n<div class=\"fp-pros\">\n<div class=\"fp-pros-title\">\u30e1\u30ea\u30c3\u30c8<\/div>\n<ul>\n<li>\u5168\u56fd\u306e\u3086\u3046\u3061\u3087\u30fb\u30b3\u30f3\u30d3\u30cbATM\u3067\u8fd4\u6e08\u3067\u304d\u5229\u4fbf\u6027\u304c\u9ad8\u3044<\/li>\n<li>\u63d0\u643a\u5148\u30b9\u30eb\u30ac\u9280\u884c\u306b\u636e\u7f6e\u578b\u306a\u3069\u67d4\u8edf\u306a\u6559\u80b2\u30d7\u30e9\u30f3\u304c\u3042\u308b<\/li>\n<li>\u5730\u65b9\u3067\u3082\u7a93\u53e3\u30fbATM\u306b\u30a2\u30af\u30bb\u30b9\u3057\u3084\u3059\u3044<\/li>\n<li>\u7d66\u4e0e\u30fb\u5e74\u91d1\u306e\u53d7\u53d6\u53e3\u5ea7\u3068\u4e00\u5143\u7ba1\u7406\u3057\u3084\u3059\u3044<\/li>\n<\/ul>\n<\/div>\n<div class=\"fp-cons\">\n<div class=\"fp-cons-title\">\u30c7\u30e1\u30ea\u30c3\u30c8<\/div>\n<ul>\n<li>\u3086\u3046\u3061\u3087\u81ea\u793e\u306e\u6559\u80b2\u30ed\u30fc\u30f3\u306f\u5b58\u5728\u3057\u306a\u3044<\/li>\n<li>\u65e7\u63d0\u643a\u306e\u60c5\u5831\u304c\u6b8b\u308a\u8aa4\u89e3\u3092\u751f\u307f\u3084\u3059\u3044<\/li>\n<li>\u501f\u5165\u306f\u7d50\u5c40\u30b9\u30eb\u30ac\u3084\u4ed6\u6a5f\u95a2\u3067\u5be9\u67fb\u3092\u53d7\u3051\u308b\u5fc5\u8981\u304c\u3042\u308b<\/li>\n<li>\u91d1\u5229\u9762\u3067\u56fd\u306e\u5236\u5ea6\u306b\u52a3\u308b\u5834\u5408\u304c\u3042\u308b<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"fp-cta-wrap\"><a class=\"fp-cta\" href=\"https:\/\/www.jp-bank.japanpost.jp\/\" rel=\"sponsored nofollow noopener\">\u3086\u3046\u3061\u3087\u9280\u884c\u306e\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u78ba\u8a8d\u3059\u308b<\/a><\/div>\n<h2>\u3088\u304f\u3042\u308b\u8cea\u554f<\/h2>\n<div class=\"fp-faq\">\n<details class=\"fp-faq-item\">\n<summary>\u3086\u3046\u3061\u3087\u9280\u884c\u3067\u6559\u80b2\u30ed\u30fc\u30f3\u306f\u7533\u3057\u8fbc\u3081\u307e\u3059\u304b\uff1f<\/summary>\n<div class=\"fp-faq-a\">\u73fe\u5728\u3001\u3086\u3046\u3061\u3087\u9280\u884c\u306b\u81ea\u793e\u306e\u6559\u80b2\u30ed\u30fc\u30f3\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u30b9\u30eb\u30ac\u9280\u884c\u3068\u306e\u63d0\u643a\u30822019\u5e746\u6708\u306b\u7d42\u4e86\u3057\u3066\u3044\u307e\u3059\u3002\u6559\u80b2\u8cc7\u91d1\u306f\u30b9\u30eb\u30ac\u9280\u884c\u3084\u56fd\u306e\u6559\u80b2\u30ed\u30fc\u30f3\u306a\u3069\u5225\u306e\u7a93\u53e3\u3067\u7533\u3057\u8fbc\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/div>\n<\/details>\n<details class=\"fp-faq-item\">\n<summary>\u6614\u3086\u3046\u3061\u3087\u3067\u501f\u308a\u305f\u6559\u80b2\u30ed\u30fc\u30f3\u306f\u3069\u3046\u306a\u308a\u307e\u3059\u304b\uff1f<\/summary>\n<div class=\"fp-faq-a\">\u63d0\u643a\u6642\u4ee3\u306b\u5951\u7d04\u3057\u305f\u5206\u306f\u3001\u5b9f\u8cea\u7684\u306a\u8cb8\u3057\u624b\u3067\u3042\u308b\u30b9\u30eb\u30ac\u9280\u884c\u3068\u306e\u5951\u7d04\u3068\u3057\u3066\u8fd4\u6e08\u304c\u7d9a\u304d\u307e\u3059\u3002\u8fd4\u6e08\u306f\u3086\u3046\u3061\u3087\u9280\u884c\u3084\u30b3\u30f3\u30d3\u30cb\u306eATM\u304b\u3089\u3082\u53ef\u80fd\u3067\u3059\u3002<\/div>\n<\/details>\n<details class=\"fp-faq-item\">\n<summary>\u3086\u3046\u3061\u3087\u53e3\u5ea7\u3092\u6559\u80b2\u8cbb\u306b\u6d3b\u304b\u3059\u65b9\u6cd5\u306f\uff1f<\/summary>\n<div 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