{"id":19,"date":"2026-07-08T19:50:25","date_gmt":"2026-07-08T19:50:25","guid":{"rendered":"https:\/\/finency.com\/ja\/paypay-card-review\/"},"modified":"2026-07-08T19:50:25","modified_gmt":"2026-07-08T19:50:25","slug":"paypay-card-review","status":"publish","type":"post","link":"https:\/\/finency.com\/ja\/paypay-card-review\/","title":{"rendered":"PayPay\u30ab\u30fc\u30c9\uff1a2026\u5e74\u306e\u5b9f\u529b\u3092\u691c\u8a3c\u3001\u9084\u5143\u7387\u306f\uff1f"},"content":{"rendered":"<p>QR\u30b3\u30fc\u30c9\u6c7a\u6e08\u3067\u5727\u5012\u7684\u306a\u30b7\u30a7\u30a2\u3092\u6301\u3064PayPay\u3068\u76f4\u7d50\u3057\u3001<strong>PayPay\u30dd\u30a4\u30f3\u30c8<\/strong>\u3092\u52b9\u7387\u3088\u304f\u8caf\u3081\u3089\u308c\u308b\u306e\u304cPayPay\u30ab\u30fc\u30c9\u3067\u3059\u3002\u5e74\u4f1a\u8cbb\u7121\u6599\u3067\u57fa\u672c\u9084\u5143\u73871.0%\u3001\u3055\u3089\u306bPayPay\u6b8b\u9ad8\u3078\u306e\u30c1\u30e3\u30fc\u30b8\u304c\u3067\u304d\u308b\u552f\u4e00\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u3044\u3046\u72ec\u81ea\u306e\u7acb\u3061\u4f4d\u7f6e\u3067\u30012026\u5e74\u6642\u70b9\u3067\u3082\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6d3e\u306e\u5b9a\u756a\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u672c\u30ec\u30d3\u30e5\u30fc\u3067\u306f\u3001\u9084\u5143\u7387\u30fb\u5e74\u4f1a\u8cbb\u30fbPayPay\u30b9\u30c6\u30c3\u30d7\u306e\u6761\u4ef6\u30fb\u4f7f\u3044\u52dd\u624b\u3092\u5b9f\u969b\u306e\u30b9\u30da\u30c3\u30af\u306b\u3082\u3068\u3065\u304d\u691c\u8a3c\u3057\u307e\u3059\u3002<\/p>\n<p>\u7d50\u8ad6\u3092\u5148\u306b\u8ff0\u3079\u308b\u3068\u3001PayPay\u3092\u65e5\u5e38\u7684\u306b\u4f7f\u3046\u4eba\u306b\u3068\u3063\u3066\u306f\u300c\u6301\u3063\u3066\u3044\u3066\u5f53\u7136\u300d\u30ec\u30d9\u30eb\u306e\u76f8\u6027\u306e\u826f\u3055\u304c\u3042\u308a\u307e\u3059\u3002\u305f\u3060\u30572026\u5e746\u6708\u306e\u6539\u5b9a\u3067\u4e00\u90e8\u6761\u4ef6\u304c\u5909\u308f\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u9084\u5143\u7387\u3092\u6700\u5927\u5316\u3059\u308b\u306b\u306f\u6700\u65b0\u30eb\u30fc\u30eb\u306e\u7406\u89e3\u304c\u6b20\u304b\u305b\u307e\u305b\u3093\u3002<\/p>\n<div class=\"fp-rating\"><span class=\"fp-stars\" style=\"--rating: 4.4;\" aria-label=\"4.4\/5\"><\/span><span class=\"fp-rating-value\">4.4 \/ 5<\/span><\/div>\n<table class=\"fp-table\">\n<tbody>\n<tr>\n<th>\u5e74\u4f1a\u8cbb<\/th>\n<td>\u6c38\u5e74\u7121\u6599<\/td>\n<\/tr>\n<tr>\n<th>\u57fa\u672c\u9084\u5143\u7387<\/th>\n<td>1.0%\uff08200\u5186\u306b\u3064\u304d\u4ed8\u4e0e\uff09<\/td>\n<\/tr>\n<tr>\n<th>PayPay\u30b9\u30c6\u30c3\u30d7\u9069\u7528\u6642<\/th>\n<td>\u6700\u59271.5%\u524d\u5f8c\uff08\u6761\u4ef6\u9054\u6210\u6642\u30012026\u5e74\u6642\u70b9\uff09<\/td>\n<\/tr>\n<tr>\n<th>\u5165\u4f1a\u7279\u5178<\/th>\n<td>\u6642\u671f\u306b\u3088\u308a\u6700\u59275,000\u30dd\u30a4\u30f3\u30c8\u524d\u5f8c\uff082026\u5e74\u6642\u70b9\uff09<\/td>\n<\/tr>\n<tr>\n<th>\u5b9f\u8cea\u5e74\u7387\uff08\u30ea\u30dc\u30fb\u5206\u5272\uff09<\/th>\n<td>18.00%\uff08\u30ad\u30e3\u30c3\u30b7\u30f3\u30b018.00%\uff09<\/td>\n<\/tr>\n<tr>\n<th>\u56fd\u969b\u30d6\u30e9\u30f3\u30c9<\/th>\n<td>Visa \/ Mastercard \/ JCB<\/td>\n<\/tr>\n<tr>\n<th>\u5411\u3044\u3066\u3044\u308b\u4eba<\/th>\n<td>PayPay\u3092\u3088\u304f\u4f7f\u3046\u4eba\u3001Yahoo!\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u5229\u7528\u8005<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>PayPay\u30dd\u30a4\u30f3\u30c8\u306e\u8caf\u307e\u308a\u3084\u3059\u3055\u3092\u691c\u8a3c<\/h2>\n<p>PayPay\u30ab\u30fc\u30c9\u306e\u57fa\u672c\u9084\u5143\u7387\u306f1.0%\u3002200\u5186\u306e\u5229\u7528\u3054\u3068\u306bPayPay\u30dd\u30a4\u30f3\u30c8\u304c\u4ed8\u4e0e\u3055\u308c\u3001\u30b3\u30f3\u30d3\u30cb\u3084\u30b9\u30fc\u30d1\u30fc\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u307e\u3067\u5e45\u5e83\u304f\u8caf\u307e\u308a\u307e\u3059\u3002\u5e74\u4f1a\u8cbb\u7121\u6599\u30671.0%\u306f\u9ad8\u9084\u5143\u306e\u90e8\u985e\u3067\u3001\u8caf\u3081\u305f\u30dd\u30a4\u30f3\u30c8\u306f1\u30dd\u30a4\u30f3\u30c8\uff1d1\u5186\u3068\u3057\u3066PayPay\u6c7a\u6e08\u306b\u305d\u306e\u307e\u307e\u4f7f\u3048\u308b\u305f\u3081\u3001\u51fa\u53e3\u306b\u8ff7\u308f\u306a\u3044\u306e\u304c\u5f37\u307f\u3067\u3059\u3002<\/p>\n<h3>PayPay\u30b9\u30c6\u30c3\u30d7\u3067\u4e0a\u4e57\u305b<\/h3>\n<p>\u300cPayPay\u30b9\u30c6\u30c3\u30d7\u300d\u306e\u6761\u4ef6\u3092\u9054\u6210\u3059\u308b\u3068\u3001\u57fa\u672c\u306e1.0%\u306b\u52a0\u3048\u3066\u3055\u3089\u306b\u9084\u5143\u304c\u4e0a\u4e57\u305b\u3055\u308c\u3001\u6700\u59271.5%\u524d\u5f8c\u307e\u3067\u4e0a\u304c\u308a\u307e\u3059\u3002\u305f\u3060\u30572026\u5e746\u67082\u65e5\u306e\u6539\u5b9a\u3067\u3001PayPay\u30b9\u30c6\u30c3\u30d7\u306e\u9069\u7528\u306b\u306fPayPay\u30ab\u30fc\u30c9\u306e\u30a2\u30d7\u30ea\u767b\u9332\u3068PayPay\u306e\u672c\u4eba\u78ba\u8a8d\uff08eKYC\uff09\u304c\u6761\u4ef6\u306b\u52a0\u308f\u308a\u307e\u3057\u305f\u3002\u6761\u4ef6\u3068\u4ed8\u4e0e\u4e0a\u9650\u304c\u3042\u308b\u305f\u3081\u3001\u5bfe\u8c61\u53d6\u5f15\u3092\u610f\u8b58\u3057\u3066\u4f7f\u3046\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<h2>\u5e74\u4f1a\u8cbb\u3068\u6539\u5b9a\u30dd\u30a4\u30f3\u30c8<\/h2>\n<p>\u5e74\u4f1a\u8cbb\u306f\u6c38\u5e74\u7121\u6599\u3067\u7dad\u6301\u30b3\u30b9\u30c8\u306f\u304b\u304b\u308a\u307e\u305b\u3093\u3002\u4e00\u65b9\u30012026\u5e746\u6708\u304b\u3089\u516c\u5171\u6599\u91d1\u3084\u7a0e\u91d1\u306e\u652f\u6255\u3044\u306f\u9084\u5143\u7387\u304c0.5%\u306b\u5f15\u304d\u4e0b\u3052\u3089\u308c\u308b\u306a\u3069\u3001\u4e00\u90e8\u3067\u6539\u5b9a\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002\u9ad8\u984d\u306a\u56fa\u5b9a\u8cbb\u3092\u30ab\u30fc\u30c9\u3067\u652f\u6255\u3046\u5834\u5408\u306f\u3001\u5bfe\u8c61\u53ef\u5426\u3068\u9084\u5143\u7387\u3092\u4e8b\u524d\u306b\u78ba\u8a8d\u3057\u3066\u304a\u304f\u3068\u60f3\u5b9a\u5916\u306e\u76ee\u6e1b\u308a\u3092\u9632\u3052\u307e\u3059\u3002\u5165\u4f1a\u7279\u5178\u3082\u6642\u671f\u306b\u3088\u308a\u5909\u52d5\u3059\u308b\u305f\u3081\u3001\u7533\u8fbc\u524d\u306b\u6700\u65b0\u306e\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u3092\u30c1\u30a7\u30c3\u30af\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2>PayPay\u7d4c\u6e08\u570f\u3068\u306e\u9023\u643a<\/h2>\n<p>PayPay\u30ab\u30fc\u30c9\u306e\u771f\u9aa8\u9802\u306f\u3001PayPay\u6b8b\u9ad8\u3078\u30c1\u30e3\u30fc\u30b8\u3067\u304d\u308b\u552f\u4e00\u306e\u30af\u30ec\u30ab\u3067\u3042\u308b\u70b9\u3068\u3001Yahoo!\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u30fbLOHACO\u3067\u306e\u9ad8\u9084\u5143\u3067\u3059\u3002PayPay\u30a2\u30d7\u30ea\u5185\u3067\u30ab\u30fc\u30c9\u3092\u7d10\u3065\u3051\u308c\u3070\u3001\u652f\u6255\u3044\u5c65\u6b74\u3082\u30dd\u30a4\u30f3\u30c8\u3082\u4e00\u5143\u7ba1\u7406\u3067\u304d\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u751f\u6d3b\u304c\u5b8c\u7d50\u3057\u307e\u3059\u3002\u8caf\u3081\u305f\u30dd\u30a4\u30f3\u30c8\u3092\u6295\u8cc7\u3078\u56de\u3057\u305f\u3044\u4eba\u306f\u3001<a href=\"\/ja\/kureka-tsumitate-points\/\">\u30af\u30ec\u30ab\u7a4d\u7acb\u3067\u30dd\u30a4\u30f3\u30c8\u3092\u8caf\u3081\u308b\u4ed5\u7d44\u307f<\/a>\u3084<a href=\"\/ja\/sbi-vs-rakuten-securities\/\">SBI\u8a3c\u5238\u3068\u697d\u5929\u8a3c\u5238\u306e\u6bd4\u8f03<\/a>\u3082\u3042\u308f\u305b\u3066\u898b\u3066\u304a\u304f\u3068\u3001\u30dd\u30a4\u30f3\u30c8\u306e\u6d3b\u304b\u3057\u65b9\u304c\u5e83\u304c\u308a\u307e\u3059\u3002<\/p>\n<div class=\"fp-procons\">\n<div class=\"fp-pros\">\n<div class=\"fp-pros-title\">\u30e1\u30ea\u30c3\u30c8<\/div>\n<ul>\n<li>\u5e74\u4f1a\u8cbb\u6c38\u5e74\u7121\u6599\u3067\u57fa\u672c\u9084\u5143\u73871.0%<\/li>\n<li>PayPay\u6b8b\u9ad8\u3078\u30c1\u30e3\u30fc\u30b8\u3067\u304d\u308b\u552f\u4e00\u306e\u30af\u30ec\u30ab<\/li>\n<li>Yahoo!\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u30fbLOHACO\u3067\u9ad8\u9084\u5143<\/li>\n<li>PayPay\u30b9\u30c6\u30c3\u30d7\u3067\u6700\u59271.5%\u524d\u5f8c<\/li>\n<li>\u30dd\u30a4\u30f3\u30c8\u3092PayPay\u6c7a\u6e08\u306b\u305d\u306e\u307e\u307e\u4f7f\u3048\u308b<\/li>\n<\/ul>\n<\/div>\n<div class=\"fp-cons\">\n<div class=\"fp-cons-title\">\u30c7\u30e1\u30ea\u30c3\u30c8<\/div>\n<ul>\n<li>PayPay\u3092\u4f7f\u308f\u306a\u3044\u3068\u9b45\u529b\u304c\u534a\u6e1b<\/li>\n<li>2026\u5e746\u6708\u6539\u5b9a\u3067\u516c\u5171\u6599\u91d1\u30fb\u7a0e\u91d1\u306f0.5%\u306b<\/li>\n<li>PayPay\u30b9\u30c6\u30c3\u30d7\u306b\u6761\u4ef6\u30fb\u4e0a\u9650\u304c\u3042\u308b<\/li>\n<li>\u30dd\u30a4\u30f3\u30c8\u306f\u51fa\u91d1\u30fb\u9001\u91d1\u4e0d\u53ef<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"fp-callout fp-callout--warning\">\n<div><strong>2026\u5e74\u306e\u6539\u5b9a\u306b\u6ce8\u610f:<\/strong> 2026\u5e746\u67082\u65e5\u4ee5\u964d\u3001PayPay\u30b9\u30c6\u30c3\u30d7\u306e\u9069\u7528\u306b\u306f\u30a2\u30d7\u30ea\u767b\u9332\u3068\u672c\u4eba\u78ba\u8a8d\uff08eKYC\uff09\u304c\u5fc5\u8981\u306b\u306a\u308a\u3001\u516c\u5171\u6599\u91d1\u30fb\u7a0e\u91d1\u306e\u9084\u5143\u7387\u3082\u5f15\u304d\u4e0b\u3052\u3089\u308c\u307e\u3057\u305f\u3002\u6761\u4ef6\u3068\u4ed8\u4e0e\u4e0a\u9650\u306f\u4eca\u5f8c\u3082\u6539\u5b9a\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u3001\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u6700\u65b0\u30eb\u30fc\u30eb\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u652f\u6255\u3044\u3092\u96c6\u7d04\u3057\u307e\u3057\u3087\u3046\u3002<\/div>\n<\/div>\n<div class=\"fp-cta-wrap\"><a class=\"fp-cta\" href=\"https:\/\/www.paypay-card.co.jp\/\" rel=\"sponsored nofollow noopener\">PayPay\u30ab\u30fc\u30c9\u306e\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u8a73\u7d30\u3092\u898b\u308b<\/a><\/div>\n<h2>\u3069\u3093\u306a\u4eba\u306b\u304a\u3059\u3059\u3081\u304b<\/h2>\n<p>PayPay\u3092\u65e5\u5e38\u306e\u6c7a\u6e08\u3067\u4f7f\u3044\u3001Yahoo!\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u3084LOHACO\u3067\u3082\u8cb7\u3044\u7269\u3092\u3059\u308b\u4eba\u306b\u306f\u6700\u9069\u3067\u3059\u3002PayPay\u6b8b\u9ad8\u3078\u306e\u30c1\u30e3\u30fc\u30b8\u5143\u3068\u3057\u3066\u3082\u552f\u4e00\u7121\u4e8c\u306a\u306e\u3067\u3001PayPay\u7d4c\u6e08\u570f\u306b\u8ef8\u8db3\u3092\u7f6e\u304f\u4eba\u307b\u3069\u6069\u6075\u304c\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002\u9006\u306bPayPay\u3092\u307b\u3068\u3093\u3069\u4f7f\u308f\u306a\u3044\u4eba\u306f\u3001\u901a\u5e38\u9084\u51431.0%\u306e\u5225\u30ab\u30fc\u30c9\u3067\u3082\u5927\u5dee\u306a\u3044\u305f\u3081\u3001\u7d4c\u6e08\u570f\u3067\u9078\u3076\u306e\u304c\u8ce2\u660e\u3067\u3059\u3002\u6bd4\u8f03\u691c\u8a0e\u3057\u305f\u3044\u4eba\u306f<a 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