{"id":239,"date":"2026-06-11T07:50:25","date_gmt":"2026-06-11T07:50:25","guid":{"rendered":"https:\/\/finency.com\/ja\/iryo-kakesute-vs-chochiku\/"},"modified":"2026-06-11T07:50:25","modified_gmt":"2026-06-11T07:50:25","slug":"iryo-kakesute-vs-chochiku","status":"publish","type":"post","link":"https:\/\/finency.com\/ja\/iryo-kakesute-vs-chochiku\/","title":{"rendered":"\u533b\u7642\u4fdd\u967a \u639b\u3051\u6368\u3066\u578b\u3068\u8caf\u84c4\u578b\u306e\u9055\u3044"},"content":{"rendered":"<p>\u533b\u7642\u4fdd\u967a\u3092\u9078\u3076\u3068\u304d\u3001\u591a\u304f\u306e\u4eba\u304c\u6700\u521d\u306b\u8ff7\u3046\u306e\u304c<strong>\u639b\u3051\u6368\u3066<\/strong>\u578b\u3068<strong>\u8caf\u84c4\u578b<\/strong>\u306e\u9055\u3044\u3067\u3059\u3002\u300c\u639b\u3051\u6368\u3066\u306f\u3082\u3063\u305f\u3044\u306a\u3044\u300d\u300c\u8caf\u84c4\u578b\u306a\u3089\u304a\u91d1\u304c\u623b\u308b\u300d\u2014\u2014\u305d\u3093\u306a\u30a4\u30e1\u30fc\u30b8\u3060\u3051\u3067\u9078\u3076\u3068\u3001\u4fdd\u967a\u6599\u304c\u5272\u9ad8\u306b\u306a\u3063\u305f\u308a\u4fdd\u969c\u304c\u8584\u304f\u306a\u3063\u305f\u308a\u3057\u307e\u3059\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u533b\u7642\u4fdd\u967a\u306e\u639b\u3051\u6368\u3066\u578b\u3068\u8caf\u84c4\u578b\u3092\u4fdd\u967a\u6599\u30fb\u8fd4\u623b\u91d1\u30fb\u67d4\u8edf\u6027\u306e\u89b3\u70b9\u304b\u3089\u6bd4\u8f03\u3057\u3001\u81ea\u5206\u306b\u5408\u3046\u30bf\u30a4\u30d7\u3092\u9078\u3076\u8003\u3048\u65b9\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002\u305d\u3082\u305d\u3082\u533b\u7642\u4fdd\u967a\u304c\u5fc5\u8981\u304b\u3092\u6574\u7406\u3057\u305f\u3044\u65b9\u306f<a href=\"\/ja\/minkan-iryo-need\/\">\u6c11\u9593\u306e\u533b\u7642\u4fdd\u967a\u306f\u672c\u5f53\u306b\u5fc5\u8981\u304b<\/a>\u304b\u3089\u8aad\u3080\u306e\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<p>\u672c\u8a18\u4e8b\u306f2026\u5e74\u6642\u70b9\u306e\u4e00\u822c\u7684\u306a\u60c5\u5831\u306b\u3082\u3068\u3065\u304f\u6559\u80b2\u30b3\u30f3\u30c6\u30f3\u30c4\u3067\u3001\u7279\u5b9a\u5546\u54c1\u306e\u63a8\u5968\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<h2>\u639b\u3051\u6368\u3066\u578b\u3068\u306f<\/h2>\n<p>\u639b\u3051\u6368\u3066\u578b\u306f\u3001\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u304c\u539f\u5247\u623b\u3089\u306a\u3044\u4ee3\u308f\u308a\u306b\u3001\u4fdd\u969c\u306b\u5bfe\u3057\u3066\u4fdd\u967a\u6599\u304c\u5b89\u3044\u30bf\u30a4\u30d7\u3067\u3059\u3002\u540c\u3058\u5165\u9662\u65e5\u984d\u3067\u3082\u8caf\u84c4\u578b\u3088\u308a\u6708\u3005\u306e\u8ca0\u62c5\u304c\u8efd\u304f\u3001\u305d\u306e\u5206\u3092<a href=\"\/ja\/gan-hoken-senshin\/\">\u304c\u3093\u4fdd\u969c<\/a>\u3084\u8caf\u84c4\u30fb\u6295\u8cc7\u306b\u56de\u305b\u307e\u3059\u3002\u4fdd\u969c\u5185\u5bb9\u306e\u898b\u76f4\u3057\u3084\u4e57\u308a\u63db\u3048\u3082\u3057\u3084\u3059\u304f\u3001\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u306e\u5909\u5316\u306b\u5408\u308f\u305b\u3066\u67d4\u8edf\u306b\u8abf\u6574\u3067\u304d\u308b\u306e\u304c\u5f37\u307f\u3067\u3059\u3002<\/p>\n<h2>\u8caf\u84c4\u578b\u3068\u306f<\/h2>\n<p>\u8caf\u84c4\u578b\u306f\u3001\u4e00\u5b9a\u671f\u9593\u307e\u305f\u306f\u4e00\u751f\u6daf\u306e\u4fdd\u969c\u306b\u52a0\u3048\u3001\u89e3\u7d04\u6642\u306e\u89e3\u7d04\u8fd4\u623b\u91d1\u3084\u3001\u5065\u5eb7\u306a\u3089\u53d7\u3051\u53d6\u308c\u308b\u5065\u5eb7\u795d\u91d1\u30fb\u6e80\u671f\u91d1\u306a\u3069\u304c\u3042\u308b\u30bf\u30a4\u30d7\u3067\u3059\u3002\u300c\u639b\u3051\u6368\u3066\u3067\u306f\u306a\u3044\u5b89\u5fc3\u611f\u300d\u304c\u3042\u308b\u4e00\u65b9\u3001\u305d\u306e\u5206\u3060\u3051\u4fdd\u967a\u6599\u306f\u5272\u9ad8\u3067\u3059\u3002\u5b9f\u969b\u306b\u306f\u3001\u4fdd\u969c\u90e8\u5206\u3068\u8caf\u84c4\u90e8\u5206\u3092\u307e\u3068\u3081\u3066\u6255\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u8caf\u84c4\u90e8\u5206\u306e\u904b\u7528\u52b9\u7387\u306f\u9810\u8caf\u91d1\u3084\u6295\u8cc7\u3068\u6bd4\u3079\u3066\u5fc5\u305a\u3057\u3082\u9ad8\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<div class=\"fp-callout fp-callout--warning\">\u300c\u623b\u3063\u3066\u304f\u308b\u304b\u3089\u304a\u5f97\u300d\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002\u639b\u3051\u6368\u3066\u3068\u306e\u4fdd\u967a\u6599\u5dee\u3092\u81ea\u5206\u3067\u7a4d\u7acb\u30fb\u904b\u7528\u3057\u305f\u5834\u5408\u3068\u6bd4\u8f03\u3057\u306a\u3044\u3068\u3001\u672c\u5f53\u306b\u5f97\u304b\u306f\u5224\u65ad\u3067\u304d\u307e\u305b\u3093\u3002<\/div>\n<h2>\u4e21\u8005\u3092\u6bd4\u8f03<\/h2>\n<table class=\"fp-table\">\n<thead>\n<tr>\n<th>\u6bd4\u8f03\u9805\u76ee<\/th>\n<th>\u639b\u3051\u6368\u3066\u578b<\/th>\n<th>\u8caf\u84c4\u578b<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6708\u3005\u306e\u4fdd\u967a\u6599<\/td>\n<td>\u5b89\u3044<\/td>\n<td>\u5272\u9ad8<\/td>\n<\/tr>\n<tr>\n<td>\u89e3\u7d04\u8fd4\u623b\u91d1\u30fb\u6e80\u671f\u91d1<\/td>\n<td>\u57fa\u672c\u306a\u3057<\/td>\n<td>\u3042\u308a<\/td>\n<\/tr>\n<tr>\n<td>\u898b\u76f4\u3057\u30fb\u4e57\u308a\u63db\u3048<\/td>\n<td>\u3057\u3084\u3059\u3044<\/td>\n<td>\u89e3\u7d04\u3067\u640d\u3057\u3084\u3059\u3044<\/td>\n<\/tr>\n<tr>\n<td>\u4fdd\u969c\u306e\u624b\u539a\u3055<\/td>\n<td>\u540c\u3058\u4fdd\u967a\u6599\u3067\u539a\u304f\u3067\u304d\u308b<\/td>\n<td>\u540c\u3058\u4fdd\u967a\u6599\u3067\u306f\u8584\u304f\u306a\u308a\u304c\u3061<\/td>\n<\/tr>\n<tr>\n<td>\u5411\u3044\u3066\u3044\u308b\u4eba<\/td>\n<td>\u4fdd\u967a\u6599\u3092\u6291\u3048\u67d4\u8edf\u306b\u5099\u3048\u305f\u3044<\/td>\n<td>\u5f37\u5236\u7684\u306b\u8caf\u3081\u305f\u3044\u30fb\u89e3\u7d04\u3057\u306b\u304f\u3044\u65b9\u304c\u5b89\u5fc3<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u3069\u3061\u3089\u3092\u9078\u3076\u304b\u306e\u5224\u65ad\u8ef8<\/h2>\n<div class=\"fp-procons\">\n<div class=\"fp-pros\">\n<div class=\"fp-pros-title\">\u639b\u3051\u6368\u3066\u578b\u304c\u5411\u304f\u4eba<\/div>\n<ul>\n<li>\u4fdd\u967a\u6599\u3092\u6291\u3048\u3066\u4fdd\u969c\u3092\u539a\u304f\u3057\u305f\u3044<\/li>\n<li>\u6d6e\u3044\u305f\u304a\u91d1\u3092\u81ea\u5206\u3067NISA\u7b49\u306b\u56de\u305b\u308b<\/li>\n<li>\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u306e\u5909\u5316\u3067\u898b\u76f4\u3059\u524d\u63d0<\/li>\n<li>\u5408\u7406\u6027\u3092\u91cd\u8996\u3059\u308b<\/li>\n<\/ul>\n<\/div>\n<div class=\"fp-cons\">\n<div class=\"fp-cons-title\">\u8caf\u84c4\u578b\u304c\u5411\u304f\u4eba<\/div>\n<ul>\n<li>\u81ea\u529b\u3067\u306e\u8caf\u84c4\u30fb\u6295\u8cc7\u304c\u7d9a\u304b\u306a\u3044<\/li>\n<li>\u300c\u639b\u3051\u6368\u3066\u306f\u5acc\u300d\u3068\u3044\u3046\u5fc3\u7406\u7684\u62b5\u6297\u304c\u5f37\u3044<\/li>\n<li>\u4fdd\u969c\u3068\u8caf\u84c4\u30921\u672c\u306b\u307e\u3068\u3081\u305f\u3044<\/li>\n<li>\u9014\u4e2d\u89e3\u7d04\u3057\u306a\u3044\u81ea\u4fe1\u304c\u3042\u308b<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>\u300c\u5dee\u984d\u3092\u904b\u7528\u300d\u3067\u8003\u3048\u308b\u3068\u898b\u3048\u3066\u304f\u308b<\/h2>\n<p>\u305f\u3068\u3048\u3070\u639b\u3051\u6368\u3066\u578b\u304c\u67082,000\u5186\u3001\u8caf\u84c4\u578b\u304c\u67085,000\u5186\u3060\u3068\u3059\u308b\u3068\u3001\u5dee\u984d\u306f\u67083,000\u5186\u3067\u3059\u3002\u3053\u306e3,000\u5186\u3092\u81ea\u5206\u3067\u7a4d\u7acb\u6295\u8cc7\u306b\u56de\u305b\u3070\u3001\u9577\u671f\u3067\u306f\u8caf\u84c4\u578b\u306e\u8fd4\u623b\u91d1\u3092\u4e0a\u56de\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002\u3064\u307e\u308a\u300c\u639b\u3051\u6368\u3066\uff0b\u81ea\u5206\u3067\u904b\u7528\u300d\u306f\u3001\u898f\u5f8b\u3055\u3048\u3042\u308c\u3070\u52b9\u7387\u7684\u306a\u9078\u629e\u306b\u306a\u308a\u5f97\u307e\u3059\u3002\u9006\u306b\u3001\u8caf\u84c4\u304c\u82e6\u624b\u3067\u6c17\u3065\u3051\u3070\u4f7f\u3063\u3066\u3057\u307e\u3046\u4eba\u306b\u306f\u3001\u534a\u5f37\u5236\u7684\u306b\u8caf\u307e\u308b\u8caf\u84c4\u578b\u304c\u5408\u3046\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u8003\u3048\u65b9\u306f\u3001\u751f\u547d\u4fdd\u967a\u306e<a href=\"\/ja\/teiki-vs-shushin\/\">\u5b9a\u671f\u4fdd\u967a\u3068\u7d42\u8eab\u4fdd\u967a\u306e\u9055\u3044<\/a>\u3068\u3082\u5171\u901a\u3057\u307e\u3059\u3002<\/p>\n<h2>\u533b\u7642\u4fdd\u967a\u306f\u300c\u4fdd\u969c\u300d\u3067\u9078\u3076\u306e\u304c\u57fa\u672c<\/h2>\n<p>\u533b\u7642\u4fdd\u967a\u306f\u3042\u304f\u307e\u3067\u3001\u75c5\u6c17\u3084\u30b1\u30ac\u306e\u7d4c\u6e08\u7684\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b\u9053\u5177\u3067\u3059\u3002\u8caf\u84c4\u6a5f\u80fd\u3092\u904e\u5ea6\u306b\u671f\u5f85\u3059\u308b\u3068\u3001\u4fdd\u967a\u6599\u304c\u91cd\u304f\u306a\u308a\u672c\u6765\u306e\u76ee\u7684\u304c\u307c\u3084\u3051\u307e\u3059\u3002\u307e\u305a\u306f\u516c\u7684\u306a<a href=\"\/ja\/kougaku-2026\/\">\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6<\/a>\u3067\u3069\u3053\u307e\u3067\u5b88\u3089\u308c\u308b\u304b\u3092\u78ba\u8a8d\u3057\u3001\u4e0d\u8db3\u5206\u3092\u639b\u3051\u6368\u3066\u578b\u3067\u30b7\u30f3\u30d7\u30eb\u306b\u88dc\u3046\u306e\u304c\u3001\u591a\u304f\u306e\u4eba\u306b\u3068\u3063\u3066\u5408\u7406\u7684\u3067\u3059\u3002\u305d\u306e\u3046\u3048\u3067\u3001\u8caf\u84c4\u304c\u7d9a\u304b\u306a\u3044\u4e0d\u5b89\u304c\u5f37\u3044\u4eba\u3060\u3051\u8caf\u84c4\u578b\u3092\u691c\u8a0e\u3059\u308b\u3001\u3068\u3044\u3046\u9806\u5e8f\u304c\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<div class=\"fp-faq\">\n<details class=\"fp-faq-item\">\n<summary>\u639b\u3051\u6368\u3066\u306f\u672c\u5f53\u306b\u640d\u306a\u306e\u3067\u3059\u304b\uff1f<\/summary>\n<div class=\"fp-faq-a\">\u640d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5b89\u3044\u4fdd\u967a\u6599\u3067\u5fc5\u8981\u306a\u4fdd\u969c\u3092\u78ba\u4fdd\u3067\u304d\u3001\u6d6e\u3044\u305f\u5206\u3092\u8caf\u84c4\u3084\u6295\u8cc7\u306b\u56de\u305b\u307e\u3059\u3002\u4f7f\u308f\u306a\u3051\u308c\u3070\u623b\u3089\u306a\u3044\u306e\u306f\u4e8b\u5b9f\u3067\u3059\u304c\u3001\u305d\u308c\u306f\u300c\u4fdd\u969c\u3092\u8cb7\u3063\u305f\u5bfe\u4fa1\u300d\u3067\u3059\u3002<\/div>\n<\/details>\n<details class=\"fp-faq-item\">\n<summary>\u8caf\u84c4\u578b\u3092\u9014\u4e2d\u89e3\u7d04\u3059\u308b\u3068\u3069\u3046\u306a\u308a\u307e\u3059\u304b\uff1f<\/summary>\n<div class=\"fp-faq-a\">\u5951\u7d04\u304b\u3089\u65e9\u3044\u6642\u671f\u306b\u89e3\u7d04\u3059\u308b\u3068\u3001\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u6255\u8fbc\u7dcf\u984d\u3092\u4e0b\u56de\u308a\u5143\u672c\u5272\u308c\u3059\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002\u77ed\u671f\u3067\u898b\u76f4\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b\u4eba\u306b\u306f\u4e0d\u5411\u304d\u3067\u3059\u3002<\/div>\n<\/details>\n<details class=\"fp-faq-item\">\n<summary>\u8caf\u84c4\u304c\u82e6\u624b\u306a\u3089\u8caf\u84c4\u578b\u304c\u3088\u3044\u3067\u3059\u304b\uff1f<\/summary>\n<div class=\"fp-faq-a\">\u534a\u5f37\u5236\u7684\u306b\u8caf\u307e\u308b\u70b9\u306f\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002\u305f\u3060\u3057\u4fdd\u967a\u6599\u304c\u5272\u9ad8\u3067\u6d41\u52d5\u6027\u3082\u4f4e\u3044\u305f\u3081\u3001\u81ea\u52d5\u7a4d\u7acb\u306a\u3069\u3067\u4ee3\u66ff\u3067\u304d\u306a\u3044\u304b\u3082\u4e00\u5ea6\u691c\u8a0e\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/div>\n<\/details>\n<details class=\"fp-faq-item\">\n<summary>\u639b\u3051\u6368\u3066\u578b\u3067\u3082\u4e00\u751f\u6daf\u306e\u4fdd\u969c\u306f\u6301\u3066\u307e\u3059\u304b\uff1f<\/summary>\n<div class=\"fp-faq-a\">\u6301\u3066\u307e\u3059\u3002\u7d42\u8eab\u30bf\u30a4\u30d7\u306e\u639b\u3051\u6368\u3066\u533b\u7642\u4fdd\u967a\u306a\u3089\u3001\u8fd4\u623b\u91d1\u306f\u306a\u304f\u3066\u3082\u4e00\u751f\u6daf\u306e\u4fdd\u969c\u3092\u5272\u5b89\u306a\u4fdd\u967a\u6599\u3067\u78ba\u4fdd\u3067\u304d\u307e\u3059\u3002<\/div>\n<\/details>\n<\/div>\n<h2>\u307e\u3068\u3081<\/h2>\n<p>\u533b\u7642\u4fdd\u967a\u306e\u639b\u3051\u6368\u3066\u578b\u3068\u8caf\u84c4\u578b\u306f\u3001\u300c\u5b89\u304f\u67d4\u8edf\u306b\u5099\u3048\u308b\u300d\u304b\u300c\u5272\u9ad8\u3067\u3082\u8caf\u84c4\u6a5f\u80fd\u3092\u6301\u305f\u305b\u308b\u300d\u304b\u306e\u9055\u3044\u3067\u3059\u3002\u591a\u304f\u306e\u4eba\u306b\u3068\u3063\u3066\u306f\u3001\u4fdd\u969c\u3092\u639b\u3051\u6368\u3066\u3067\u78ba\u4fdd\u3057\u3001\u8caf\u84c4\u30fb\u904b\u7528\u306f\u5225\u3067\u884c\u3046\u65b9\u6cd5\u304c\u5408\u7406\u7684\u3067\u3059\u3002\u305f\u3060\u3057\u8caf\u84c4\u304c\u7d9a\u304b\u306a\u3044\u4eba\u306b\u306f\u8caf\u84c4\u578b\u304c\u5408\u3046\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002\u81ea\u5206\u306e\u6027\u683c\u3068\u5bb6\u8a08\u306b\u5408\u308f\u305b\u3066\u9078\u3073\u307e\u3057\u3087\u3046\u3002\u307b\u304b\u306e\u4fdd\u967a\u306f<a href=\"\/ja\/category\/insurance\/\">\u4fdd\u967a\u30ab\u30c6\u30b4\u30ea\u30fc<\/a>\u3082\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u533b\u7642\u4fdd\u967a\u306e\u639b\u3051\u6368\u3066\u578b\u3068\u8caf\u84c4\u578b\u306e\u9055\u3044\u3092\u4fdd\u967a\u6599\u30fb\u8fd4\u623b\u91d1\u30fb\u67d4\u8edf\u6027\u3067\u6bd4\u8f03\u3002\u5dee\u984d\u3092\u904b\u7528\u3059\u308b\u8003\u3048\u65b9\u3084\u5411\u3044\u3066\u3044\u308b\u4eba\u3092\u6574\u7406\u3057\u3001\u5f8c\u6094\u3057\u306a\u3044\u9078\u3073\u65b9\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n","protected":false},"author":1,"featured_media":240,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[358,287,352,329,359],"class_list":["post-239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-358","tag-287","tag-352","tag-329","tag-359"],"_links":{"self":[{"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/posts\/239","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/comments?post=239"}],"version-history":[{"count":0,"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/posts\/239\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/media\/240"}],"wp:attachment":[{"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/media?parent=239"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/categories?post=239"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finency.com\/ja\/wp-json\/wp\/v2\/tags?post=239"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}